Job Details

The Senior Financial Analyst is a key partner in advancing Cove Communities' financial planning, analysis, and reporting capabilities across our portfolio of manufactured housing and RV communities in the U.S. and Canada. This role supports the organization's strategic growth by delivering timely, insightful, and data-driven analysis that connects operational realities with financial outcomes.

Working closely with Finance, Operations, and Asset Management, the Senior Financial Analyst will take ownership of portfolio-level performance reporting, budgeting, forecasting, and investor reporting packages helping ensure that leadership and stakeholders have clear, actionable visibility into key performance drivers and capital deployment.

Primary Duties & Responsibilities

Financial and Investor Reporting

• Prepare and enhance recurring financial and investor reporting packages, integrating portfolio-level KPIs, NOI performance, and variance commentary.
• Translate financial results into meaningful insights for leadership, investors, and external partners, highlighting trends, risks, and opportunities.
• Partner with Accounting to ensure alignment between GAAP reporting, operational metrics, and management reporting views.

Portfolio Performance and Variance Analysis

• Evaluate asset and portfolio performance through detailed NOI, occupancy, rate, and expense variance analysis.
• Partner with Operations and Asset Management to understand key performance drivers, identify areas for operational or pricing improvement, and ensure financial goals are met.
• Support review of community-level results, budget adherence, and margin trends to inform property-level decision-making.

Budgeting, Forecasting, and Scenario Planning

• Co-own the development and maintenance of annual budgets, reforecasts, and long-range plans across the portfolio.
• Build dynamic, driver-based forecasting models that integrate with operational data (e.g., occupancy, ADR, staffing, utilities, and CapEx).
• Assist in scenario analysis to evaluate impacts of acquisitions, rate strategies, and capital initiatives.

Financial Modeling and Capital Planning

• Build and maintain financial models supporting acquisition underwriting, redevelopment projects, and recurring CapEx planning.
• Conduct ROI and payback analyses to support investment decisions, asset repositioning, and value-add initiatives.
• Partner with the Asset Management and Development teams to model outcomes tied to reinvestment or operational improvements.

Cross-Functional Partnership and Collaboration

• Act as a key finance partner to regional and functional leaders, helping translate community-level data into actionable financial and operational insights.
• Collaborate across departments to enhance data consistency, align on metrics, and integrate operational reporting with financial outcomes.
• Support Investor Relations and senior leadership in preparation of quarterly reporting decks and ad hoc analyses for investors and lenders.

Process Optimization and System Scalability

• Identify and implement opportunities to automate recurring deliverables and improve the quality and timeliness of financial information.
• Partner with Finance leadership and IT on enhancements to budgeting, forecasting, and reporting tools as the organization scales.
• Contribute to continued evolution of Cove's financial reporting infrastructure to support growth and portfolio complexity.

Ad Hoc and Strategic Analysis

• Provide analytical support for high-impact projects, including operational restructuring, pricing analysis, and portfolio performance benchmarking.
• Conduct deep dives into cost structures, margin trends, and operational efficiency metrics to support decision-making.

Required Skills:

• Strong analytical and quantitative skills with a demonstrated ability to interpret and communicate complex financial results.
• Proven track record of building collaborative partnerships across finance, operations, and executive teams.
• Advanced Excel and financial modeling proficiency; experience with BI, ERP, or FP&A systems preferred.
• Excellent written and verbal communication skills; ability to tailor analysis for financial and non-financial audiences.
• Detail-oriented and highly organized, with the ability to manage multiple priorities in a fast-paced environment.
• Self-starter with intellectual curiosity and a drive for continuous improvement.
• Ability to travel up to 10% to visit communities in the U.S. and Canada.

Education and Experience

• Bachelor's Degree in Finance, Accounting, Economics, or a related field
• Minimum of 5 years of progressive experience in financial planning, analysis, and/or real estate finance.
• Experience within real estate, hospitality, or multi-location operations preferred , especially in environments involving NOI tracking, capital allocation, and performance reporting.